ZIP Code 14621 — Rochester city, NY Demographics & Data

ZIP code 14621 covers Rochester, NY in Monroe County with a population of about 33,349.

At a glance, the area shows median age of 33.3 versus a U.S. median of about 38.9.

It sits in telephone area code 585; U.S. House district NY-25; the ROCHESTER, NY media market.

Rochester, NY sits in a university / college context (near colgate rochester crozer divinity school (2.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 14621 is about $36,534 — about 51% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 32.5%; unemployment rate near 9.6%; 11.7% of adults with a bachelor’s degree or higher (about 22.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 6.5% of workers reporting work-from-home (about 8.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $83,300 — about 76% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $820 (about 29% below the U.S. median rent ($1,163)), and owner-occupancy near 33.7% (about 31.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 14621 in Rochester, NY, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $535. That sits below the local median household income ($36,534), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rochester city, NY as Relatively Moderate (composite score 93.8), which is among the highest nationally. The strongest component scores on US5 are flood (96.7) and hurricane (68.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rochester city, NY show little to no average snow and around 35.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,440 for ZIP 14621 (Rochester city, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.