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, NY

ZIP 14708 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14708

Median Home Value
$58,200
Median Rent
N/A
Affordability Snapshot
$16,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$374/mo PITI).

0.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 14708 in NY, a household would need roughly $16,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $374. That sits below the local median household income ($73,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 44% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
100.0%+53% vs US avg
x
Vacancy Rate
44.2%+329% vs US avg
x
Broadband Access
100.0%+15% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
17.4%+36% vs US avg
x
Built Post-2014
0.0%
x
Mortgage-Free
66.7%+75% vs US avg
x
$58,200
Home Value
N/A
Rent
1945
Year Built
1989
Moved In

Residents have lived here since ~1989 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.3%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other26.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$58,200
Median rent$-666,666,666
Owner-occupied100.0%
Vacant44.2%
Price-to-income0.8x
Est. income to buy$16,000