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Frewsburg CDP, NY

ZIP 14738 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14738

Median Home Value
$130,300
Median Rent
$660
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$837/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14738 in Frewsburg CDP, NY, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $837. That sits below the local median household income ($70,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.7%+31% vs US avg
x
Vacancy Rate
18.9%+83% vs US avg
x
Broadband Access
91.2%+5% vs US avg
x
4+ Bedrooms
4.1%-72% vs US avg
x
Built Pre-1939
10.8%-16% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
46.7%-6% vs US avg
x
Mortgage-Free
57.9%+52% vs US avg
x
$130,300
Home Value
$660
Rent
1970
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.4%
  • 1-unit attached2.3%
  • 2-9 units2.8%
  • 10+ units1.3%
  • Mobile home & other7.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$130,300
Median rent$660
Owner-occupied85.7%
Vacant18.9%
Price-to-income1.9x
Est. income to buy$36,000