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ZIP 14745 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14745

Median Home Value
$119,400
Median Rent
$658
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$767/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14745, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $767. That sits below the local median household income ($74,410), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.4%+21% vs US avg
x
Vacancy Rate
23.3%+126% vs US avg
x
Broadband Access
83.0%-5% vs US avg
x
4+ Bedrooms
9.7%-35% vs US avg
x
Built Pre-1939
5.3%-58% vs US avg
x
Built Post-2014
1.6%-76% vs US avg
x
Rent Burden >30%
4.3%-91% vs US avg
x
Mortgage-Free
57.2%+50% vs US avg
x
$119,400
Home Value
$658
Rent
1974
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.8%
  • 1-unit attached1.0%
  • 2-9 units7.0%
  • 10+ units0.8%
  • Mobile home & other16.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$119,400
Median rent$658
Owner-occupied79.4%
Vacant23.3%
Price-to-income1.6x
Est. income to buy$33,000