Median home value is about $169,100 — about 51% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $675 (about 42% below the U.S. median rent ($1,163)), and owner-occupancy near 53.0% (about 12.4 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 14802 in Alfred, NY, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,086. That is roughly in line with the local median household income ($44,659). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.