ZIP Code 14805 — undefined, NY Demographics & Data

ZIP code 14805 covers NY in Schuyler County with a population of about 723.

At a glance, the area shows median age of 54.8 versus a U.S. median of about 38.9.

It sits in telephone area code 607; U.S. House district NY-23; the ELMIRA (CORNING) media market.

Median household income in ZIP 14805 is about $54,009 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 21.2%; unemployment rate near 6.4%; 17.7% of adults with a bachelor’s degree or higher (about 16.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Transportation, and Education; about 3.1% of workers reporting work-from-home (about 12.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $131,300 — about 62% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $708 (about 39% below the U.S. median rent ($1,163)), and owner-occupancy near 92.3% (about 26.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 14805 in NY, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $843. That sits below the local median household income ($54,009), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NY as Very Low (composite score 16.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (57.8) and flood (39.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NY show little to no average snow and around 38.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 31 for ZIP 14805 (NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.