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Andover village, NY

ZIP 14806 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14806

Median Home Value
$88,800
Median Rent
$580
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$570/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14806 in Andover village, NY, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $570. That sits below the local median household income ($75,368), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.4%+26% vs US avg
x
Vacancy Rate
22.9%+123% vs US avg
x
Broadband Access
88.6%+2% vs US avg
x
4+ Bedrooms
7.5%-49% vs US avg
x
Built Pre-1939
13.0%+2% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
8.9%-82% vs US avg
x
Mortgage-Free
51.4%+35% vs US avg
x
$88,800
Home Value
$580
Rent
1956
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.0%
  • 1-unit attached0.9%
  • 2-9 units4.2%
  • 10+ units0.9%
  • Mobile home & other10.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$88,800
Median rent$580
Owner-occupied82.4%
Vacant22.9%
Price-to-income1.2x
Est. income to buy$24,000