ZIP Code 14810 — Bath village, NY Demographics & Data

ZIP code 14810 covers Bath, NY in Steuben County with a population of about 11,412.

At a glance, the area shows median age of 50.8 versus a U.S. median of about 38.9.

It sits in telephone area code 607; U.S. House district NY-23; the ELMIRA (CORNING) media market.

Median household income in ZIP 14810 is about $48,613 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.1%; unemployment rate near 5.5%; 16.8% of adults with a bachelor’s degree or higher (about 16.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 14.0% of workers reporting work-from-home (about 1.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $113,300 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $624 (about 46% below the U.S. median rent ($1,163)), and owner-occupancy near 69.3% (about 3.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 14810 in Bath, NY, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $728. That sits below the local median household income ($48,613), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bath village, NY as Relatively Low (composite score 76.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (87.5) and hurricane (70.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bath village, NY show little to no average snow.

IRS migration statistics show a net inflow of about 493 for ZIP 14810 (Bath village, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.