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Southport CDP, NY

ZIP 14904 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14904

Median Home Value
$87,200
Median Rent
$788
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$560/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14904 in Southport CDP, NY, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $560. That sits below the local median household income ($54,563), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
64.0%-2% vs US avg
x
Vacancy Rate
15.9%+54% vs US avg
x
Broadband Access
85.3%-2% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
11.6%-9% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
36.0%-28% vs US avg
x
Mortgage-Free
38.2%-0% vs US avg
x
$87,200
Home Value
$788
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.4%
  • 1-unit attached2.7%
  • 2-9 units25.5%
  • 10+ units6.5%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$87,200
Median rent$788
Owner-occupied64.0%
Vacant15.9%
Price-to-income1.6x
Est. income to buy$24,000