US5.com
  1. Home
  2. States
  3. ZIP 16804
  4. Housing & Real Estate
,

ZIP 16804 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 16804

Median Home Value
$277,200
Median Rent
$1,100
Affordability Snapshot
$76,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,781/mo PITI).

89%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

18.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

21.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 16804, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,781. That is about 415% above the local median household income ($14,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
4.0%-94% vs US avg
x
Vacancy Rate
20.4%+98% vs US avg
x
Broadband Access
85.4%-2% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
7.5%-42% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
58.1%+17% vs US avg
x
Mortgage-Free
41.8%+9% vs US avg
x
$277,200
Home Value
$1,100
Rent
1978
Year Built
2020
Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached4.2%
  • 1-unit attached0.9%
  • 2-9 units8.4%
  • 10+ units86.4%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$277,200
Median rent$1,100
Owner-occupied4.0%
Vacant20.4%
Price-to-income18.8x
Est. income to buy$76,000