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ZIP 18016 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2016–2020 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 18016

Median Home Value
$190,900
Median Rent
$1,114
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,226/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 18016, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,226. That sits below the local median household income ($65,304), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
61.5%-6% vs US avg
x
Vacancy Rate
6.2%-40% vs US avg
x
Broadband Access
81.3%-7% vs US avg
x
4+ Bedrooms
4.2%-72% vs US avg
x
Built Pre-1939
18.7%+46% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
27.1%-46% vs US avg
x
Mortgage-Free
43.5%+14% vs US avg
x
$190,900
Home Value
$1,114
Rent
1945
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached20.5%
  • 1-unit attached44.8%
  • 2-9 units15.2%
  • 10+ units19.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$190,900
Median rent$1,114
Owner-occupied61.5%
Vacant6.2%
Price-to-income2.9x
Est. income to buy$53,000