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Wilmington city, DE

ZIP 19802 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19802

Median Home Value
$188,400
Median Rent
$1,002
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,210/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19802 in Wilmington city, DE, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,210. That is roughly in line with the local median household income ($54,370). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
47.6%-27% vs US avg
x
Vacancy Rate
9.4%-9% vs US avg
x
Broadband Access
85.4%-2% vs US avg
x
4+ Bedrooms
2.9%-81% vs US avg
x
Built Pre-1939
10.2%-20% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
31.8%-36% vs US avg
x
Mortgage-Free
31.9%-16% vs US avg
x
$188,400
Home Value
$1,002
Rent
1951
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached11.2%
  • 1-unit attached54.1%
  • 2-9 units15.7%
  • 10+ units18.7%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$188,400
Median rent$1,002
Owner-occupied47.6%
Vacant9.4%
Price-to-income3.5x
Est. income to buy$52,000