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Wilmington city, DE

ZIP 19805 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19805

Median Home Value
$220,200
Median Rent
$1,018
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,415/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19805 in Wilmington city, DE, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,415. That is roughly in line with the local median household income ($56,708). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
56.8%-13% vs US avg
x
Vacancy Rate
7.7%-25% vs US avg
x
Broadband Access
89.0%+2% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
16.7%+30% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
28.7%-42% vs US avg
x
Mortgage-Free
26.4%-31% vs US avg
x
$220,200
Home Value
$1,018
Rent
1948
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached28.0%
  • 1-unit attached51.4%
  • 2-9 units15.5%
  • 10+ units5.0%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$220,200
Median rent$1,018
Owner-occupied56.8%
Vacant7.7%
Price-to-income3.9x
Est. income to buy$61,000