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Frederica town, DE

ZIP 19946 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19946

Median Home Value
$263,400
Median Rent
$1,057
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,692/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 19946 in Frederica town, DE, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,692. That is roughly in line with the local median household income ($76,213). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
84.7%+29% vs US avg
x
Vacancy Rate
9.8%-5% vs US avg
x
Broadband Access
92.9%+7% vs US avg
x
4+ Bedrooms
4.5%-70% vs US avg
x
Built Pre-1939
2.9%-78% vs US avg
x
Built Post-2014
3.3%-52% vs US avg
x
Rent Burden >30%
44.2%-11% vs US avg
x
Mortgage-Free
39.2%+3% vs US avg
x
$263,400
Home Value
$1,057
Rent
1993
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.5%
  • 1-unit attached1.4%
  • 2-9 units2.4%
  • 10+ units0.0%
  • Mobile home & other27.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$263,400
Median rent$1,057
Owner-occupied84.7%
Vacant9.8%
Price-to-income3.5x
Est. income to buy$73,000