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, DE

ZIP 19951 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 19951

Median Home Value
$427,900
Median Rent
N/A
Affordability Snapshot
$118,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,749/mo PITI).

5.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 19951 in DE, a household would need roughly $118,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,749. That is about 48% above the local median household income ($79,698), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
99.3%+52% vs US avg
x
Vacancy Rate
10.3%-0% vs US avg
x
Broadband Access
83.8%-4% vs US avg
x
4+ Bedrooms
4.7%-68% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
10.7%+55% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
30.9%-19% vs US avg
x
$427,900
Home Value
N/A
Rent
2001
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.6%
  • 1-unit attached4.9%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other4.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$427,900
Median rent$-666,666,666
Owner-occupied99.3%
Vacant10.3%
Price-to-income5.4x
Est. income to buy$118,000