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Washington city, DC

ZIP 20032 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20032

Median Home Value
$391,400
Median Rent
$1,162
Affordability Snapshot
$108,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,514/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20032 in Washington city, DC, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,514. That is about 124% above the local median household income ($48,146), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
22.4%-66% vs US avg
x
Vacancy Rate
9.7%-6% vs US avg
x
Broadband Access
77.3%-11% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
12.2%-4% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
27.4%-45% vs US avg
x
Mortgage-Free
25.8%-32% vs US avg
x
$391,400
Home Value
$1,162
Rent
1964
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached5.3%
  • 1-unit attached25.7%
  • 2-9 units33.6%
  • 10+ units35.1%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$391,400
Median rent$1,162
Owner-occupied22.4%
Vacant9.7%
Price-to-income8.1x
Est. income to buy$108,000