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Bensville CDP, MD

ZIP 20603 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20603

Median Home Value
$430,700
Median Rent
$1,745
Affordability Snapshot
$119,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,767/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20603 in Bensville CDP, MD, a household would need roughly $119,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,767. That sits below the local median household income ($137,138), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
82.2%+26% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
93.6%+8% vs US avg
x
4+ Bedrooms
15.3%+3% vs US avg
x
Built Pre-1939
0.0%-100% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
24.5%-51% vs US avg
x
Mortgage-Free
14.1%-63% vs US avg
x
$430,700
Home Value
$1,745
Rent
1996
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.2%
  • 1-unit attached22.4%
  • 2-9 units4.9%
  • 10+ units5.4%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$430,700
Median rent$1,745
Owner-occupied82.2%
Vacant3.1%
Price-to-income3.1x
Est. income to buy$119,000