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, MD

ZIP 20636 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20636

Median Home Value
$470,300
Median Rent
$1,053
Affordability Snapshot
$129,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,021/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

37.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20636 in MD, a household would need roughly $129,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,021. That sits below the local median household income ($159,800), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.6%+34% vs US avg
x
Vacancy Rate
12.9%+26% vs US avg
x
Broadband Access
96.8%+11% vs US avg
x
4+ Bedrooms
20.7%+40% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
27.3%-45% vs US avg
x
Mortgage-Free
21.2%-45% vs US avg
x
$470,300
Home Value
$1,053
Rent
1994
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.1%
  • 1-unit attached5.7%
  • 2-9 units3.4%
  • 10+ units0.0%
  • Mobile home & other1.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$470,300
Median rent$1,053
Owner-occupied87.6%
Vacant12.9%
Price-to-income2.9x
Est. income to buy$129,000