US5.com
  1. Home
  2. States
  3. Maryland
  4. ZIP 20765
  5. Housing & Real Estate
Galesville CDP, MD

ZIP 20765 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20765

Median Home Value
$480,600
Median Rent
N/A
Affordability Snapshot
$132,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,087/mo PITI).

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 20765 in Galesville CDP, MD, a household would need roughly $132,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,087. That is roughly in line with the local median household income ($131,023). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Historic housing stock (20% built before 1939)

Owner Occupied
87.8%+34% vs US avg
x
Vacancy Rate
8.8%-14% vs US avg
x
Broadband Access
94.1%+8% vs US avg
x
4+ Bedrooms
15.4%+4% vs US avg
x
Built Pre-1939
20.4%+59% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
56.3%+47% vs US avg
x
$480,600
Home Value
N/A
Rent
1951
Year Built
1991
Moved In

Residents have lived here since ~1991 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached96.5%
  • 1-unit attached0.0%
  • 2-9 units3.5%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$480,600
Median rent$-666,666,666
Owner-occupied87.8%
Vacant8.8%
Price-to-income3.7x
Est. income to buy$132,000