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Croom CDP, MD

ZIP 20772 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20772

Median Home Value
$443,500
Median Rent
$1,767
Affordability Snapshot
$122,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,849/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20772 in Croom CDP, MD, a household would need roughly $122,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,849. That sits below the local median household income ($135,576), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
89.6%+37% vs US avg
x
Vacancy Rate
3.8%-63% vs US avg
x
Broadband Access
95.9%+10% vs US avg
x
4+ Bedrooms
14.6%-1% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
2.6%-63% vs US avg
x
Rent Burden >30%
29.7%-40% vs US avg
x
Mortgage-Free
15.6%-59% vs US avg
x
$443,500
Home Value
$1,767
Rent
1994
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.4%
  • 1-unit attached25.6%
  • 2-9 units1.2%
  • 10+ units4.8%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$443,500
Median rent$1,767
Owner-occupied89.6%
Vacant3.8%
Price-to-income3.3x
Est. income to buy$122,000