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Brock Hall CDP, MD

ZIP 20774 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20774

Median Home Value
$439,500
Median Rent
$1,990
Affordability Snapshot
$121,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,823/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20774 in Brock Hall CDP, MD, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,823. That is roughly in line with the local median household income ($128,392). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
76.3%+17% vs US avg
x
Vacancy Rate
4.3%-58% vs US avg
x
Broadband Access
95.2%+9% vs US avg
x
4+ Bedrooms
13.4%-9% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
2.4%-66% vs US avg
x
Rent Burden >30%
15.3%-69% vs US avg
x
Mortgage-Free
13.8%-64% vs US avg
x
$439,500
Home Value
$1,990
Rent
1993
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.4%
  • 1-unit attached28.9%
  • 2-9 units2.2%
  • 10+ units20.4%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$439,500
Median rent$1,990
Owner-occupied76.3%
Vacant4.3%
Price-to-income3.4x
Est. income to buy$121,000