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Bethesda CDP, MD

ZIP 20816 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20816

Median Home Value
$1,166,100
Median Rent
$2,572
Affordability Snapshot
$321,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,491/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20816 in Bethesda CDP, MD, a household would need roughly $321,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,491. That is about 39% above the local median household income ($231,284), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
81.3%+24% vs US avg
x
Vacancy Rate
4.8%-54% vs US avg
x
Broadband Access
97.8%+12% vs US avg
x
4+ Bedrooms
24.1%+63% vs US avg
x
Built Pre-1939
11.6%-9% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
38.1%-23% vs US avg
x
Mortgage-Free
31.7%-17% vs US avg
x
$1,166,100
Home Value
$2,572
Rent
1959
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.2%
  • 1-unit attached1.7%
  • 2-9 units1.8%
  • 10+ units21.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,166,100
Median rent$2,572
Owner-occupied81.3%
Vacant4.8%
Price-to-income5.0x
Est. income to buy$321,000