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Poolesville town, MD

ZIP 20837 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20837

Median Home Value
$701,000
Median Rent
$1,561
Affordability Snapshot
$193,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,503/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

37.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20837 in Poolesville town, MD, a household would need roughly $193,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,503. That is roughly in line with the local median household income ($191,927). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
92.5%+41% vs US avg
x
Vacancy Rate
5.5%-46% vs US avg
x
Broadband Access
98.8%+14% vs US avg
x
4+ Bedrooms
20.4%+38% vs US avg
x
Built Pre-1939
4.5%-65% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
48.3%-3% vs US avg
x
Mortgage-Free
18.8%-51% vs US avg
x
$701,000
Home Value
$1,561
Rent
1987
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.3%
  • 1-unit attached11.1%
  • 2-9 units1.6%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$701,000
Median rent$1,561
Owner-occupied92.5%
Vacant5.5%
Price-to-income3.7x
Est. income to buy$193,000