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Rockville city, MD

ZIP 20850 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 20850

Median Home Value
$687,200
Median Rent
$2,138
Affordability Snapshot
$189,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,414/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

26.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 20850 in Rockville city, MD, a household would need roughly $189,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,414. That is about 54% above the local median household income ($122,691), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
51.5%-21% vs US avg
x
Vacancy Rate
6.0%-42% vs US avg
x
Broadband Access
95.1%+9% vs US avg
x
4+ Bedrooms
7.4%-50% vs US avg
x
Built Pre-1939
0.8%-93% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
20.5%-59% vs US avg
x
Mortgage-Free
31.6%-17% vs US avg
x
$687,200
Home Value
$2,138
Rent
1996
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached30.2%
  • 1-unit attached19.7%
  • 2-9 units5.9%
  • 10+ units43.8%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$687,200
Median rent$2,138
Owner-occupied51.5%
Vacant6.0%
Price-to-income5.6x
Est. income to buy$189,000