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Aberdeen city, MD

ZIP 21001 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21001

Median Home Value
$267,400
Median Rent
$1,192
Affordability Snapshot
$74,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,718/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21001 in Aberdeen city, MD, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,718. That is roughly in line with the local median household income ($81,778). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
66.2%+1% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
89.3%+3% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
5.7%-56% vs US avg
x
Built Post-2014
2.8%-59% vs US avg
x
Rent Burden >30%
19.0%-62% vs US avg
x
Mortgage-Free
29.0%-24% vs US avg
x
$267,400
Home Value
$1,192
Rent
1981
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.3%
  • 1-unit attached18.0%
  • 2-9 units8.7%
  • 10+ units13.8%
  • Mobile home & other5.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$267,400
Median rent$1,192
Owner-occupied66.2%
Vacant3.9%
Price-to-income3.3x
Est. income to buy$74,000