ZIP Code 21020 — undefined, undefined Demographics & Data

ZIP code 21020 covers ZIP 21020 with a population of about 4,537.

At a glance, the area shows median age of 45.6 versus a U.S. median of about 38.9.

It sits in the BALTIMORE media market.

Median household income in ZIP 21020 is about $121,250 — about 61% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.3%; unemployment rate near 2.9%; 46.9% of adults with a bachelor’s degree or higher (about 13.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Education, and Healthcare; about 18.7% of workers reporting work-from-home (about 3.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $567,500 — about 63% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,471 (about 26% above the U.S. median rent ($1,163)), and owner-occupancy near 86.2% (about 20.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 21020, a household would need roughly $156,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,645. That is about 29% above the local median household income ($121,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.