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ZIP 21022
Housing & Real Estate

ZIP 21022 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21022

Median Home Value

$607,400

Median Rent

$2,197

Affordability Snapshot

$167,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,902/mo PITI).

17%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.0 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21022, a household would need roughly $167,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,902. That is roughly in line with the local median household income ($158,430). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel

Housing Metrics

Owner Occupied

93.7%+43% vs US avg

Vacancy Rate

3.0%-71% vs US avg

Broadband Access

98.6%+13% vs US avg

4+ Bedrooms

13.6%-8% vs US avg

Built Pre-1939

0.6%-96% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

0.0%

Mortgage-Free

38.2%+0% vs US avg

$607,400

Home Value

$2,197

Rent

1984

Year Built

2006

Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached73.3%
1-unit attached26.7%
2-9 units0.0%
10+ units0.0%
Mobile home & other0.0%

ZIP 21022 — Housing & Real Estate

Housing & Real Estate in ZIP Code 21022

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