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Bel Air North CDP, MD

ZIP 21050 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21050

Median Home Value
$439,200
Median Rent
$1,425
Affordability Snapshot
$121,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,821/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21050 in Bel Air North CDP, MD, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,821. That is roughly in line with the local median household income ($123,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
89.3%+37% vs US avg
x
Vacancy Rate
1.6%-84% vs US avg
x
Broadband Access
92.7%+7% vs US avg
x
4+ Bedrooms
12.9%-13% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
26.4%-47% vs US avg
x
Mortgage-Free
30.3%-21% vs US avg
x
$439,200
Home Value
$1,425
Rent
1993
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.4%
  • 1-unit attached15.8%
  • 2-9 units4.2%
  • 10+ units9.5%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$439,200
Median rent$1,425
Owner-occupied89.3%
Vacant1.6%
Price-to-income3.5x
Est. income to buy$121,000