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Severn CDP, MD

ZIP 21077 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21077

Median Home Value
$425,000
Median Rent
N/A
Affordability Snapshot
$117,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,730/mo PITI).

To comfortably buy a median-priced home in ZIP 21077 in Severn CDP, MD, a household would need roughly $117,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,730. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

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Housing Metrics
Owner Occupied
86.8%+33% vs US avg
x
Vacancy Rate
0.0%
x
Broadband Access
61.8%-29% vs US avg
x
4+ Bedrooms
19.7%+33% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
0.0%
x
$425,000
Home Value
N/A
Rent
1994
Year Built
2020
Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.7%
  • 1-unit attached38.2%
  • 2-9 units13.2%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$425,000
Median rent$-666,666,666
Owner-occupied86.8%
Vacant0.0%
Est. income to buy$117,000