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Owings Mills CDP, MD

ZIP 21117 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21117

Median Home Value
$370,700
Median Rent
$1,692
Affordability Snapshot
$102,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,381/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21117 in Owings Mills CDP, MD, a household would need roughly $102,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,381. That is roughly in line with the local median household income ($100,934). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
53.4%-18% vs US avg
x
Vacancy Rate
6.3%-39% vs US avg
x
Broadband Access
92.7%+7% vs US avg
x
4+ Bedrooms
4.9%-67% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
17.2%-65% vs US avg
x
Mortgage-Free
23.7%-38% vs US avg
x
$370,700
Home Value
$1,692
Rent
1993
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached29.8%
  • 1-unit attached23.6%
  • 2-9 units11.4%
  • 10+ units35.2%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$370,700
Median rent$1,692
Owner-occupied53.4%
Vacant6.3%
Price-to-income3.7x
Est. income to buy$102,000