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Reisterstown CDP, MD

ZIP 21136 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21136

Median Home Value
$380,200
Median Rent
$1,328
Affordability Snapshot
$105,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,442/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21136 in Reisterstown CDP, MD, a household would need roughly $105,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,442. That is roughly in line with the local median household income ($106,559). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
78.3%+20% vs US avg
x
Vacancy Rate
5.1%-50% vs US avg
x
Broadband Access
95.6%+10% vs US avg
x
4+ Bedrooms
10.8%-27% vs US avg
x
Built Pre-1939
2.5%-80% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
28.4%-43% vs US avg
x
Mortgage-Free
32.7%-14% vs US avg
x
$380,200
Home Value
$1,328
Rent
1980
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.0%
  • 1-unit attached15.5%
  • 2-9 units5.7%
  • 10+ units14.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$380,200
Median rent$1,328
Owner-occupied78.3%
Vacant5.1%
Price-to-income3.6x
Est. income to buy$105,000