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ZIP 21150
Housing & Real Estate

ZIP 21150 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21150

Median Home Value

$832,900

Median Rent

$3,501

Affordability Snapshot

$229,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,350/mo PITI).

17%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.8 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21150, a household would need roughly $229,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,350. That is roughly in line with the local median household income ($250,001). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel

Housing Metrics

Owner Occupied

89.9%+37% vs US avg

Vacancy Rate

0.0%

Broadband Access

98.4%+13% vs US avg

4+ Bedrooms

36.8%+149% vs US avg

Built Pre-1939

1.2%-91% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

23.9%-52% vs US avg

Mortgage-Free

27.4%-28% vs US avg

$832,900

Home Value

$3,501

Rent

1998

Year Built

2011

Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached81.2%
1-unit attached13.5%
2-9 units0.5%
10+ units4.8%
Mobile home & other0.0%

ZIP 21150 — Housing & Real Estate

Housing & Real Estate in ZIP Code 21150

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