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Baltimore city, MD

ZIP 21210 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21210

Median Home Value
$521,700
Median Rent
$1,398
Affordability Snapshot
$144,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,351/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21210 in Baltimore city, MD, a household would need roughly $144,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,351. That is about 32% above the local median household income ($108,929), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
61.2%-6% vs US avg
x
Vacancy Rate
6.8%-34% vs US avg
x
Broadband Access
96.1%+10% vs US avg
x
4+ Bedrooms
13.6%-8% vs US avg
x
Built Pre-1939
6.4%-50% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
21.1%-57% vs US avg
x
Mortgage-Free
39.3%+3% vs US avg
x
$521,700
Home Value
$1,398
Rent
1953
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached30.6%
  • 1-unit attached13.4%
  • 2-9 units21.9%
  • 10+ units33.7%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$521,700
Median rent$1,398
Owner-occupied61.2%
Vacant6.8%
Price-to-income4.8x
Est. income to buy$144,000