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Baltimore city, MD

ZIP 21215 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21215

Median Home Value
$189,900
Median Rent
$991
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,220/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21215 in Baltimore city, MD, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,220. That is roughly in line with the local median household income ($47,606). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
53.3%-18% vs US avg
x
Vacancy Rate
15.6%+51% vs US avg
x
Broadband Access
74.6%-14% vs US avg
x
4+ Bedrooms
4.2%-72% vs US avg
x
Built Pre-1939
16.5%+29% vs US avg
x
Built Post-2014
0.0%-100% vs US avg
x
Rent Burden >30%
38.2%-23% vs US avg
x
Mortgage-Free
35.0%-8% vs US avg
x
$189,900
Home Value
$991
Rent
1951
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached20.9%
  • 1-unit attached43.6%
  • 2-9 units17.0%
  • 10+ units18.3%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$189,900
Median rent$991
Owner-occupied53.3%
Vacant15.6%
Price-to-income4.0x
Est. income to buy$52,000