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Baltimore city, MD

ZIP 21217 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21217

Median Home Value
$175,900
Median Rent
$887
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,130/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21217 in Baltimore city, MD, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,130. That is about 29% above the local median household income ($37,207), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
32.6%-50% vs US avg
x
Vacancy Rate
25.5%+147% vs US avg
x
Broadband Access
76.7%-12% vs US avg
x
4+ Bedrooms
7.0%-53% vs US avg
x
Built Pre-1939
5.8%-55% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
29.5%-41% vs US avg
x
Mortgage-Free
34.0%-11% vs US avg
x
$175,900
Home Value
$887
Rent
1938
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached3.3%
  • 1-unit attached49.6%
  • 2-9 units28.7%
  • 10+ units18.2%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$175,900
Median rent$887
Owner-occupied32.6%
Vacant25.5%
Price-to-income4.7x
Est. income to buy$48,000