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Baltimore city, MD

ZIP 21229 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21229

Median Home Value
$184,900
Median Rent
$1,054
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,188/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21229 in Baltimore city, MD, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,188. That is roughly in line with the local median household income ($55,457). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
55.5%-15% vs US avg
x
Vacancy Rate
10.3%+0% vs US avg
x
Broadband Access
84.4%-3% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
16.7%+31% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
26.4%-47% vs US avg
x
Mortgage-Free
32.0%-16% vs US avg
x
$184,900
Home Value
$1,054
Rent
1952
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached17.8%
  • 1-unit attached56.6%
  • 2-9 units14.0%
  • 10+ units11.4%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$184,900
Median rent$1,054
Owner-occupied55.5%
Vacant10.3%
Price-to-income3.3x
Est. income to buy$51,000