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Milford Mill CDP, MD

ZIP 21244 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21244

Median Home Value
$271,200
Median Rent
$1,369
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,742/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21244 in Milford Mill CDP, MD, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,742. That sits below the local median household income ($84,849), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
47.9%-27% vs US avg
x
Vacancy Rate
4.2%-59% vs US avg
x
Broadband Access
90.4%+4% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
18.7%-62% vs US avg
x
Mortgage-Free
24.0%-37% vs US avg
x
$271,200
Home Value
$1,369
Rent
1979
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached34.4%
  • 1-unit attached28.6%
  • 2-9 units20.2%
  • 10+ units16.7%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$271,200
Median rent$1,369
Owner-occupied47.9%
Vacant4.2%
Price-to-income3.2x
Est. income to buy$75,000