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ZIP 21270
Housing & Real Estate

ZIP 21270 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21270

Median Home Value

$193,300

Median Rent

$988

Affordability Snapshot

$53,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,242/mo PITI).

22%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.3 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21270, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,242. That is roughly in line with the local median household income ($53,430). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel

Housing Metrics

Owner Occupied

78.4%+20% vs US avg

Vacancy Rate

3.3%-68% vs US avg

Broadband Access

57.7%-34% vs US avg

4+ Bedrooms

3.5%-76% vs US avg

Built Pre-1939

15.2%+19% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

57.0%+15% vs US avg

Mortgage-Free

25.8%-33% vs US avg

$193,300

Home Value

$988

Rent

1945

Year Built

2007

Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached35.9%
1-unit attached45.6%
2-9 units10.7%
10+ units7.9%
Mobile home & other0.0%

ZIP 21270 — Housing & Real Estate

Housing & Real Estate in ZIP Code 21270

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