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ZIP 21282
Housing & Real Estate

ZIP 21282 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21282

Median Home Value

$284,100

Median Rent

$1,659

Affordability Snapshot

$78,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,825/mo PITI).

24%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.3 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21282, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,825. That is roughly in line with the local median household income ($82,384). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

40.7%-38% vs US avg

Vacancy Rate

5.5%-46% vs US avg

Broadband Access

74.7%-14% vs US avg

4+ Bedrooms

1.4%-90% vs US avg

Built Pre-1939

5.4%-58% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

30.8%-38% vs US avg

Mortgage-Free

32.5%-15% vs US avg

$284,100

Home Value

$1,659

Rent

1979

Year Built

2014

Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached21.9%
1-unit attached10.3%
2-9 units14.6%
10+ units52.0%
Mobile home & other1.2%

ZIP 21282 — Housing & Real Estate

Housing & Real Estate in ZIP Code 21282

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