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Parole CDP, MD

ZIP 21401 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21401

Median Home Value
$580,600
Median Rent
$1,931
Affordability Snapshot
$160,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,730/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21401 in Parole CDP, MD, a household would need roughly $160,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,730. That is about 34% above the local median household income ($119,296), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.5%-5% vs US avg
x
Vacancy Rate
6.8%-34% vs US avg
x
Broadband Access
92.1%+6% vs US avg
x
4+ Bedrooms
5.6%-62% vs US avg
x
Built Pre-1939
4.5%-65% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
18.3%-63% vs US avg
x
Mortgage-Free
35.3%-8% vs US avg
x
$580,600
Home Value
$1,931
Rent
1985
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached42.5%
  • 1-unit attached22.8%
  • 2-9 units7.0%
  • 10+ units27.5%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$580,600
Median rent$1,931
Owner-occupied62.5%
Vacant6.8%
Price-to-income4.9x
Est. income to buy$160,000