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Hurlock town, MD

ZIP 21643 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21643

Median Home Value
$220,000
Median Rent
$629
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,413/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21643 in Hurlock town, MD, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,413. That is roughly in line with the local median household income ($61,708). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.4%+29% vs US avg
x
Vacancy Rate
13.3%+30% vs US avg
x
Broadband Access
83.7%-4% vs US avg
x
4+ Bedrooms
5.7%-61% vs US avg
x
Built Pre-1939
4.9%-62% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
32.8%-34% vs US avg
x
Mortgage-Free
41.3%+8% vs US avg
x
$220,000
Home Value
$629
Rent
1983
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.6%
  • 1-unit attached0.4%
  • 2-9 units5.6%
  • 10+ units3.4%
  • Mobile home & other13.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$220,000
Median rent$629
Owner-occupied84.4%
Vacant13.3%
Price-to-income3.6x
Est. income to buy$61,000