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Kennedyville CDP, MD

ZIP 21645 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21645

Median Home Value
$298,700
Median Rent
$736
Affordability Snapshot
$82,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,919/mo PITI).

33.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21645 in Kennedyville CDP, MD, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,919. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 30% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.8%+14% vs US avg
x
Vacancy Rate
29.9%+190% vs US avg
x
Broadband Access
68.4%-21% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
12.6%-2% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
55.3%+11% vs US avg
x
Mortgage-Free
26.6%-30% vs US avg
x
$298,700
Home Value
$736
Rent
1946
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached100.0%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$298,700
Median rent$736
Owner-occupied74.8%
Vacant29.9%
Est. income to buy$82,000