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Queenstown town, MD

ZIP 21658 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21658

Median Home Value
$471,300
Median Rent
$1,385
Affordability Snapshot
$130,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,028/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21658 in Queenstown town, MD, a household would need roughly $130,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,028. That is roughly in line with the local median household income ($132,500). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.0%+36% vs US avg
x
Vacancy Rate
20.7%+101% vs US avg
x
Broadband Access
89.4%+3% vs US avg
x
4+ Bedrooms
7.9%-46% vs US avg
x
Built Pre-1939
1.1%-91% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
19.4%-61% vs US avg
x
Mortgage-Free
26.1%-32% vs US avg
x
$471,300
Home Value
$1,385
Rent
1986
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.8%
  • 1-unit attached2.1%
  • 2-9 units3.6%
  • 10+ units0.0%
  • Mobile home & other4.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$471,300
Median rent$1,385
Owner-occupied89.0%
Vacant20.7%
Price-to-income3.6x
Est. income to buy$130,000