What to know about ZIP 21765
ZIP code 21765 covers ZIP 21765 with a population of about 6,556.
At a glance, the area shows median age of 45.9 versus a U.S. median of about 38.9.
It sits in the BALTIMORE media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 21765 covers ZIP 21765 with a population of about 6,556.
At a glance, the area shows median age of 45.9 versus a U.S. median of about 38.9.
It sits in the BALTIMORE media market.
ZIP 21765 aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.
Median household income in ZIP 21765 is about $177,356 — about 136% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 2.2%; unemployment rate near 2.6%; 55.3% of adults with a bachelor’s degree or higher (about 21.6 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Professional services, Public administration, and Healthcare; about 24.7% of workers reporting work-from-home (about 9.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $778,000 — about 124% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,936 (about 66% above the U.S. median rent ($1,163)), and owner-occupancy near 88.8% (about 23.4 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 21765, a household would need roughly $214,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,998. That is about 21% above the local median household income ($177,356), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.