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Linganore CDP, MD

ZIP 21774 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21774

Median Home Value
$508,100
Median Rent
$2,156
Affordability Snapshot
$140,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,264/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21774 in Linganore CDP, MD, a household would need roughly $140,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,264. That sits below the local median household income ($171,875), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
93.3%+43% vs US avg
x
Vacancy Rate
1.3%-87% vs US avg
x
Broadband Access
98.3%+13% vs US avg
x
4+ Bedrooms
18.3%+24% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
9.4%+36% vs US avg
x
Rent Burden >30%
29.8%-40% vs US avg
x
Mortgage-Free
17.1%-55% vs US avg
x
$508,100
Home Value
$2,156
Rent
1997
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.5%
  • 1-unit attached15.0%
  • 2-9 units1.5%
  • 10+ units3.7%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$508,100
Median rent$2,156
Owner-occupied93.3%
Vacant1.3%
Price-to-income3.0x
Est. income to buy$140,000