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Lisbon CDP, MD

ZIP 21797 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21797

Median Home Value
$713,400
Median Rent
$993
Affordability Snapshot
$196,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,583/mo PITI).

6%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

59.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21797 in Lisbon CDP, MD, a household would need roughly $196,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,583. That is roughly in line with the local median household income ($185,435). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
89.9%+37% vs US avg
x
Vacancy Rate
2.3%-77% vs US avg
x
Broadband Access
93.9%+8% vs US avg
x
4+ Bedrooms
17.4%+17% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
30.3%-39% vs US avg
x
Mortgage-Free
23.6%-38% vs US avg
x
$713,400
Home Value
$993
Rent
1986
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.3%
  • 1-unit attached1.0%
  • 2-9 units4.0%
  • 10+ units0.0%
  • Mobile home & other4.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$713,400
Median rent$993
Owner-occupied89.9%
Vacant2.3%
Price-to-income3.8x
Est. income to buy$196,000