US5.com
  1. Home
  2. States
  3. Maryland
  4. ZIP 21826
  5. Housing & Real Estate
Fruitland city, MD

ZIP 21826 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21826

Median Home Value
$211,200
Median Rent
$1,068
Affordability Snapshot
$58,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,357/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21826 in Fruitland city, MD, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,357. That is roughly in line with the local median household income ($63,472). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
63.6%-3% vs US avg
x
Vacancy Rate
7.4%-29% vs US avg
x
Broadband Access
95.7%+10% vs US avg
x
4+ Bedrooms
8.0%-46% vs US avg
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
25.6%-49% vs US avg
x
Mortgage-Free
30.6%-20% vs US avg
x
$211,200
Home Value
$1,068
Rent
1983
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.9%
  • 1-unit attached9.7%
  • 2-9 units8.0%
  • 10+ units2.4%
  • Mobile home & other2.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$211,200
Median rent$1,068
Owner-occupied63.6%
Vacant7.4%
Price-to-income3.3x
Est. income to buy$58,000