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West Pocomoke CDP, MD

ZIP 21851 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 21851

Median Home Value
$186,700
Median Rent
$674
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,199/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 21851 in West Pocomoke CDP, MD, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,199. That is roughly in line with the local median household income ($50,847). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
65.3%-0% vs US avg
x
Vacancy Rate
12.4%+20% vs US avg
x
Broadband Access
85.4%-2% vs US avg
x
4+ Bedrooms
4.2%-72% vs US avg
x
Built Pre-1939
7.9%-38% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
25.0%-50% vs US avg
x
Mortgage-Free
50.3%+32% vs US avg
x
$186,700
Home Value
$674
Rent
1972
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.4%
  • 1-unit attached5.4%
  • 2-9 units7.6%
  • 10+ units4.1%
  • Mobile home & other3.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$186,700
Median rent$674
Owner-occupied65.3%
Vacant12.4%
Price-to-income3.7x
Est. income to buy$51,000