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McLean CDP, VA

ZIP 22102 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 22102

Median Home Value
$1,003,700
Median Rent
$2,374
Affordability Snapshot
$276,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,448/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

35.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 22102 in McLean CDP, VA, a household would need roughly $276,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,448. That is about 79% above the local median household income ($153,816), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
47.6%-27% vs US avg
x
Vacancy Rate
7.3%-29% vs US avg
x
Broadband Access
97.6%+12% vs US avg
x
4+ Bedrooms
14.3%-4% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
14.2%-71% vs US avg
x
Mortgage-Free
37.5%-2% vs US avg
x
$1,003,700
Home Value
$2,374
Rent
1990
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached23.6%
  • 1-unit attached5.0%
  • 2-9 units6.7%
  • 10+ units64.5%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,003,700
Median rent$2,374
Owner-occupied47.6%
Vacant7.3%
Price-to-income6.5x
Est. income to buy$276,000