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Belle Haven CDP, VA

ZIP 22307 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 22307

Median Home Value
$752,700
Median Rent
$1,828
Affordability Snapshot
$207,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,835/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

34.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 22307 in Belle Haven CDP, VA, a household would need roughly $207,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,835. That is about 47% above the local median household income ($140,559), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
75.5%+15% vs US avg
x
Vacancy Rate
4.5%-56% vs US avg
x
Broadband Access
91.0%+5% vs US avg
x
4+ Bedrooms
9.8%-34% vs US avg
x
Built Pre-1939
8.8%-31% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
21.4%-57% vs US avg
x
Mortgage-Free
25.8%-32% vs US avg
x
$752,700
Home Value
$1,828
Rent
1958
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.8%
  • 1-unit attached14.6%
  • 2-9 units15.4%
  • 10+ units23.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$752,700
Median rent$1,828
Owner-occupied75.5%
Vacant4.5%
Price-to-income5.4x
Est. income to buy$207,000